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Tuesday, July 21, 2009

Car Insurance Claims - Guides

In the Philippines, you can't renew Vehicle registration without getting a car insurance.

The best car insurance that a car owner must have, especially if the  car is still brand new or still looks and runs like brand new is a comprehensive insurance.  Comprehensive insurance really unloads the burden, ease the pain and neutralize the after-effects of a car accident. It's because in a comprehensive insurance, you dont have to worry about, third party damage, own damage, lost of life or even your liability to the other party of the accident. Comprehensive insurance will pay separately for Own damage, Third Party Liabilities, etc.

But even if you have a very good car insurance, the difficulty of getting your claims might be a heavier burden than paying the actual damage of the accident, especially if you dont know how to make the claims.

The First thing to remember in insurance claim is, right after the accident, a sketch must be taken by the traffic police or traffic enforcers immediately. Without it, you can't get a good police report that will suffice to support your claims...

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